Senior Management
Juan Raúl Humbert Arias
Executive Vice President and General Manager
Nactionality: Panamanian
Date of birth: June 29, 1963
Commercial Address: Torre Banco General – Piso E2 P.O. Box 0831-02243, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States, and a Master’s Degree of Business Administration from University of Texas, Austin, Texas, United States. Former Director of the Panama Stock Exchange. He is currently Executive Vice President and General Manager of Banco General, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Banco General (Costa Rica) , S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos y Cesantías, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Securities , S.A., Vale General, S.A., Pesquera Taboguilla, S.A., Inversiones Pleamar, S.A., and MHC Holdings.
Francisco Ernesto Sierra Fábrega
Executive Vice President and Deputy General Manager
Nationality: Panamanian
Date of birth: September 10, 1964
Commercial Address: Torre Banco General – Piso E2
P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and Deputy General Manager of Banco General, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Finanzas Generales, S.A., Promarina, S.A., General de Seguros, S.A. and of the Panama Canal Authority. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He currently holds the position of Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem).
Executive Vice-Presidents
Federico Albert Garaizabal
Executive Vice President of International Banking
Nationality: Spanish
Date of birth: November 19, 1966
Commercial address: Torre Banco General, piso 18 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated in Business Studies from the University College of Financial Studies (CUNEF), in Madrid, Spain. Former Executive Vice President and General Manager of Corporación Banex in Costa Rica, Former Vice President of Finance of Pribanco (Primer Banco de Ahorros), Former Vice President of Banking for Investment in Banistmo, Former Treasurer of the Banking Association of Costa Rica (2002-2005), Former Director of the Stock Exchange of Panama (2001-2004 and 2008-2017), Former Director of Northeast Electric Distribution Company and Former Director of Latinex Holdings, Inc.
Makelín Arias Boyd
Executive Vice President of Human Capital and Corporate Services
Nationality: Panamanian
Date of birth: March 29, 1965
Commercial address: Centro Operativo Banco General, Urbanización Metro Park, Ciudad Radial. P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated with an Economics and Finance Degree from Boston College, Massachusetts, United States. Former Manager of Copa Courier, former Purchasing Manager and former Human Resources Director of Copa Airlines. Former Vice President of Projects and Processes and Former Vice President of Human Resources and Administration of Banco Continental de Panamá, S. A.
Luis Enrique García de Paredes Chapman
Executive Vice President of Operations and Technology
Nationality: Panamanian
Date of birth: November 28, 1957
Commercial address: Centro Operativo Banco General, Urb. Metropark, Ciudad Radial P.O Box 0816-00843, Panamá, República de Panamá
Correo Electrónico: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States and a Master’s Degree from the Kellogg School of Business, Northwestern University, Evanston, Illinois, United States. He is an Authorized Public Accountant (Panama), Certified Auditor of Systems (CISA), Certified Administrator of Information Security (CISM), and Professional Project Manager (PMP). Former Chairman of the Board of Directors of Telered, S.A. He is currently Director of Telered, S.A., Compañía Internacional de Seguros, S.A., Campaign for the Archdiocesan Promotion of the Catholic Church, Member of the Economic Council of the Archdiocese of Panama and the Rotary Club of Southern Panama of which he is ex-president.
Felipe Edgardo Motta Vallarino
Executive Vice President of Consumer Banking
Nationality: Panamanian
Date of birth: September 28, 1963
Commercial address: Centro Operativo Banco General, Urbanización Metro Park , Ciudad Radial P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from Drake University, Iowa, United States, and Senior Management Program at INCAE, Costa Rica. Currently he is Director of Profuturo, Vale General, First Data Central America & Caribbean, Member of the Latin America and Caribbean Senior Client Council of Visa International. Former Director of the Institute of Scientific Research and High Technology Services – INDICASAT, Former Director of the Chamber of Commerce of Panama, Former Chairman of the Board of Directors of Telered, Former Member of the Active Club 20-30 of Panama, Former President of the Telethon 20-30.
Gilda Cedeño de Tedman
Executive Vice President of Corporate Banking
Nationality Panamanian
Date of birth: February 7, 1951
Commercial address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated with a Business Administration and Marketing Degree from Barry University, Miami, Florida, United States and post graduate studies in Business Administration from University of Neuchatel, in Switzerland. Former Deputy Manager of Lloyds Bank Plc. She also served as Corporate Vice President at Banco Comercial de Panamá (Bancomer). She was a member of the Patronato de la Parroquia de Fatima del Chorrillo, former President of the Rotarian Ladies of the Rotary Club of Panama – Northeast and founding member of the Pro Niñez Panameña Association.
Vice-Presidents
| Dayra de Saval | Operations |
| Delly de Yinh | Product Development |
| Eduardo de Oliveira | Risk Management |
| Eduardo Domínguez | Finance |
| Eliseo Sanchez-Lucca | International Banking |
| Enrique Sosa | Commercial Banking |
| Eugenia Lasa de Jimenez | Treasury and Investments |
| Ginny de Hoyos | Marketing |
| Giselle de Brostella | Consumer Banking |
| Graciela de Chen | Finance Support |
| José Alberto Humbert | Private Banking and Business Segments |
| Leonidas Anzola | Information Systems |
| Mary Lyons Morgan | Corporate Banking |
| Michelle Núñez | Investment Banking |
| Raúl Guizado | Security and Compliance |
| Ricardo Moreno | Consumer Banking – Alternate channels |
| Roberto Ureña | Commercial Banking |
| Rosa María de Cassino | Administration |
Assistant Vice-Presidents
| Abdiel Salas | Consumer Banking – Portfolio Recovery |
| Adelina Su de Gómez | Human Capital and Corporate Services |
| Adrian Thiel | Finance |
| Alberto Méndez | Corporate Banking |
| Alma Pinilla | Treasury and Investments |
| Ana María Bonilla | Legal Counsel |
| Ana Melissa Azcárraga | Corporate Banking |
| Ana Raquel de Cole | Corporate Banking |
| Anabel Lay | Project Coordinator |
| Angel Hoo | Corporate Accounting |
| Carmen Arosemena | Product Development |
| David Roquebert | Corporate Image and Digital Media |
| Digna de Puleio | Treasury Operations and Investment |
| Edita Pérez Broce | Regulatory Compliance and Subsidiaries |
| Elizabeth de Mckenzie | Cash Management |
| Francisco Martin | Information Systems |
| Florentino Wong Chial | Risk/Retail Banking |
| Gary Chong Hon | Investment Banking |
| Guillermo Inchausti | Information Technology |
| Hugo Villalobos | Corporate Banking |
| Irene de Preciado | Architecture/Engineering |
| Janette Heras | Customer Service |
| Janina Chen Wong | International Operations and Fiduciaries |
| Jean Paul Clement | Treasury and Investments |
| Jorge Sandoval | Security |
| José C. Victoria | Finance |
| José Luis Carrillo | Liquidity and Market Risk/Subsidiaries |
| José Manuel Grimaldo | Commercial Banking |
| Juan José Lam | Information Systems |
| Karim Young | Corporate Banking |
| Karin Stahl | Consumer Banking – Sales |
| Laura Rodríguez | Means of Payment and Corporate Services – Operations |
| Laura Rodríguez | Means of Payment and Corporate Services – Operations |
| Leonardo Varela | Information Technology |
| Lourdes Valdivieso | Operations/Retail Banking |
| Malena Sánchez Galán | Fraud Prevention and Control |
| María Isabel Poveda | Corporate Audit |
| María Fernanda Langman | Treasury and Investments |
| María Gabriela Sierra | Credit Card and Checking Accounts Operations |
| Marietta Tam | Business Arquitecture |
| Maritza Vallarino | International Banking |
| Marta Olivo | Consumer Operations |
| Mary Julia Rodríguez | Risk Management |
| Melissa de García de Paredes | Advertising |
| Mercedes Boyd | Images and Documents Management |
| Miguel Ángel Silva | Information Technology |
| Mónica de Samudio | Human Capital and Corporate Services |
| Nicole Richa | Interim Financing |
| Nora Malca | Information Systems |
| Ramón Suazo | Digital Content Conversion |
| Raúl García de Paredes | Interim Financing |
| Raúl Orillac | Investment Banking |
| Raúl Preciado | International, Environmental, Social and Reputation Risk. |
| Ricardo De La Espriella | Local Corporate Risk Analyst |
| Ricardo Porcell | Consumer Banking – Sales |
| Rita Cordero | Human Capital and Corporate Services |
| Roger Córdoba | Information Systems |
| Rosa de Quijada | Management Information |
| Sue Lin Mann | Information Technology |
| Valerie Voloj | Investment Banking |
| Victor Denis | Compliance |
| Yairy Chan | Corporate Credit Analyst |
Directory / BG Valores
| General Manager | |
| Rolando Arias | |
| Vicepresidents | |
| Camilo Soto | Internacional Business |
| María de los Angeles de De Obaldía | Internacional Business |
| Assistant Vicepresidents | |
| Alida de Sosa | Local Business |
| Anabella de Lince | Local Business |
| Carlos Samaniego | Products and execution |
| Clara Chandeck | Business management and support |
| Manuel Alemán | Local Business |
| Gabriel Fernández | Internacional Business |
Directory / General de Seguros
| General Manager |
| Luis Enrique Bandera |
Directory / Profuturo
| General Manager |
| Roberto Alfaro |
Directory / Vale General
| Comercial Manager |
| Vicente Capelli |
Directory / Banco General
Juan Raúl Humbert Arias
Executive Vice President and General Manager
Nactionality: Panamanian
Date of birth: June 29, 1963
Commercial Address: Torre Banco General – Piso E2 P.O. Box 0831-02243, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States, and a Master’s Degree of Business Administration from University of Texas, Austin, Texas, United States. Former Director of the Panama Stock Exchange. He is currently Executive Vice President and General Manager of Banco General, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Banco General (Costa Rica) , S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos y Cesantías, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Securities , S.A., Vale General, S.A., Pesquera Taboguilla, S.A., Inversiones Pleamar, S.A., and MHC Holdings.
Francisco Ernesto Sierra Fábrega
Executive Vice President and Deputy General Manager
Nationality: Panamanian
Date of birth: September 10, 1964
Commercial Address: Torre Banco General – Piso E2
P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and Deputy General Manager of Banco General, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Finanzas Generales, S.A., Promarina, S.A., General de Seguros, S.A. and of the Panama Canal Authority. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He currently holds the position of Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem).
Executive Vice-Presidents
Federico Albert Garaizabal
Executive Vice President of International Banking
Nationality: Spanish
Date of birth: November 19, 1966
Commercial address: Torre Banco General, piso 18 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated in Business Studies from the University College of Financial Studies (CUNEF), in Madrid, Spain. Former Executive Vice President and General Manager of Corporación Banex in Costa Rica, Former Vice President of Finance of Pribanco (Primer Banco de Ahorros), Former Vice President of Banking for Investment in Banistmo, Former Treasurer of the Banking Association of Costa Rica (2002-2005), Former Director of the Stock Exchange of Panama (2001-2004 and 2008-2017), Former Director of Northeast Electric Distribution Company and Former Director of Latinex Holdings, Inc.
Makelín Arias Boyd
Executive Vice President of Human Capital and Corporate Services
Nationality: Panamanian
Date of birth: March 29, 1965
Commercial address: Centro Operativo Banco General, Urbanización Metro Park, Ciudad Radial. P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated with an Economics and Finance Degree from Boston College, Massachusetts, United States. Former Manager of Copa Courier, former Purchasing Manager and former Human Resources Director of Copa Airlines. Former Vice President of Projects and Processes and Former Vice President of Human Resources and Administration of Banco Continental de Panamá, S. A.
Luis Enrique García de Paredes Chapman
Executive Vice President of Operations and Technology
Nationality: Panamanian
Date of birth: November 28, 1957
Commercial address: Centro Operativo Banco General, Urb. Metropark, Ciudad Radial P.O Box 0816-00843, Panamá, República de Panamá
Correo Electrónico: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States and a Master’s Degree from the Kellogg School of Business, Northwestern University, Evanston, Illinois, United States. He is an Authorized Public Accountant (Panama), Certified Auditor of Systems (CISA), Certified Administrator of Information Security (CISM), and Professional Project Manager (PMP). Former Chairman of the Board of Directors of Telered, S.A. He is currently Director of Telered, S.A., Compañía Internacional de Seguros, S.A., Campaign for the Archdiocesan Promotion of the Catholic Church, Member of the Economic Council of the Archdiocese of Panama and the Rotary Club of Southern Panama of which he is ex-president.
Felipe Edgardo Motta Vallarino
Executive Vice President of Consumer Banking
Nationality: Panamanian
Date of birth: September 28, 1963
Commercial address: Centro Operativo Banco General, Urbanización Metro Park , Ciudad Radial P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Graduated with a Business Administration Degree from Drake University, Iowa, United States, and Senior Management Program at INCAE, Costa Rica. Currently he is Director of Profuturo, Vale General, First Data Central America & Caribbean, Member of the Latin America and Caribbean Senior Client Council of Visa International. Former Director of the Institute of Scientific Research and High Technology Services – INDICASAT, Former Director of the Chamber of Commerce of Panama, Former Chairman of the Board of Directors of Telered, Former Member of the Active Club 20-30 of Panama, Former President of the Telethon 20-30.
Gilda Cedeño de Tedman
Executive Vice President of Corporate Banking
Nationality Panamanian
Date of birth: February 7, 1951
Commercial address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Graduated with a Business Administration and Marketing Degree from Barry University, Miami, Florida, United States and post graduate studies in Business Administration from University of Neuchatel, in Switzerland. Former Deputy Manager of Lloyds Bank Plc. She also served as Corporate Vice President at Banco Comercial de Panamá (Bancomer). She was a member of the Patronato de la Parroquia de Fatima del Chorrillo, former President of the Rotarian Ladies of the Rotary Club of Panama – Northeast and founding member of the Pro Niñez Panameña Association.
Vice-Presidents
Dayra de Saval
Operations
Delly de Yinh
Product Development
Eduardo de Oliveira
Risk Management
Eduardo Domínguez
Finance
Eliseo Sanchez-Lucca
International Banking
Enrique Sosa Commercial
Banking
Eugenia Lasa de Jimenez
Treasury and Investments
Ginny de Hoyos
Marketing
Giselle de Brostella
Consumer Banking
Graciela de Chen
Finance Support
José Alberto Humbert
Private Banking and Business Segments
Leonidas Anzola
Information Systems
María Isabel Poveda
Corporate Audit
Mary Lyons Morgan
Corporate Banking
Michelle Núñez
Investment Banking
Raúl Guizado
Security and Compliance
Ricardo Moreno
Consumer Banking – Alternate channels
Roberto Ureña
Commercial Banking
Rosa María de Cassino
Administration
Assistant Vice-Presidents
Abdiel Salas Consumer
Banking – Portfolio Recovery
Adelina Su de Gómez
Human Capital and Corporate Services
Adrian Thiel
Finance
Alberto Méndez
Corporate Banking
Alma Pinilla
Treasury and Investments
Ana María Bonilla
Legal Counsel
Ana Melissa Azcárraga
Corporate Banking
Ana Raquel de Cole
Corporate Banking
Anabel Lay
Project Coordinator
Angel Hoo
Corporate Accounting
Carmen Arosemena
Product Development
David Roquebert
Corporate Image and Digital Media
Digna de Puleio
Treasury Operations and Investment
Edita Pérez Broce
Regulatory Compliance and Subsidiaries
Elizabeth de Mckenzie
Cash Management
Francisco Martin
Information Systems
Florentino Wong Chial
Risk/Retail Banking
Gary Chong Hon
Investment Banking
Guillermo Inchausti
Information Technology
Hugo Villalobos
Corporate Banking
Irene de Preciado
Architecture/Engineering
Janette Heras
Customer Service
Janina Chen Wong
International Operations and Fiduciaries
Jean Paul Clement
Treasury and Investments
Jorge Sandoval
Security
José C. Victoria
Finance
José Luis Carrillo
Liquidity and Market Risk/Subsidiaries
José Manuel Grimaldo
Commercial Banking
Juan José Lam
Information Systems
Karim Young
Corporate Banking
Karin Stahl
Consumer Banking – Sales
Laura Rodríguez
Means of Payment and Corporate Services – Operations
Leonardo Varela
Information Technology
Lourdes Henríquez
Consumer Banking – Consumer Credit and Processing
Lourdes Valdivieso
Operations/Retail Banking
Malena Sánchez Galán
Fraud Prevention and Control
María Fernanda Langman
Treasury and Investments
María Gabriela Sierra Credit
Card and Checking Accounts Operations
Marietta Tam
Business Arquitecture
Maritza Vallarino
International Banking
Marta Olivo
Consumer Operations
Mary Julia Rodríguez
Risk Management
Melissa de García de Paredes
Advertising
Mercedes Boyd
Images and Documents Management
Miguel Ángel Silva
Information Technology
Mónica de Samudio
Human Capital and Corporate Services
Nicole Richa
Interim Financing
Nora Malca
Information Systems
Ramón Suazo
Digital Content Conversion
Raúl García de Paredes
Interim Financing
Raúl Orillac
Investment Banking
Raúl Preciado
International, Environmental, Social and Reputation Risk.
Ricardo De La Espriella
Local Corporate Risk Analyst
Ricardo Porcell
Consumer Banking – Sales
Rita Cordero
Human Capital and Corporate Services
Roger Córdoba
Information Systems
Rosa de Quijada
Management Information
Sue Lin Mann
Information Technology
Valerie Voloj
Investment Banking
Victor Denis
Compliance
Yairy Chan
Corporate Credit Analyst
Directory / BG Valores
| General Manager | |
| Rolando Arias | |
| Vicepresidents | |
| Camilo Soto | Internacional Business |
| María de los Angeles de De Obaldía | Internacional Business |
| Assistant Vicepresidents | |
| Alida de Sosa | Local Business |
| Anabella de Lince | Local Business |
| Carlos Samaniego | Products and execution |
| Clara Chandeck | Business management and support |
| Manuel Alemán | Local Business |
| Gabriel Fernández | Internacional Business |
Directory / General de Seguros
| General Manager |
| Luis Enrique Bandera |
Directory / Profuturo
| General Manager |
| Roberto Alfaro |
Directory / Vale General
| Comercial Manager |
| Vicente Capelli |